MAA PAY is a fast, secure digital wallet for sending money, paying bills, and accepting payments online or in-store — built for individuals, agents, and merchants across Kenya.
One wallet for peer-to-peer transfers, bill payments, and merchant checkout — with the tools businesses need to get paid.
Send money to any MAA PAY wallet, phone number, or bank account in seconds, with real-time notifications.
Pay merchants directly using Till and Paybill numbers — no more queues, no more cash.
Accept payments on your website or app with our simple REST API — modeled after industry-standard checkout flows.
Track balances, settlements and transaction history from one clean, unified dashboard.
PIN-protected transactions, encrypted credentials, and full audit trails on every wallet movement.
Onboard agents for cash-in / cash-out services and grow your financial footprint anywhere.
Sign up with your name, phone number and email — verification takes minutes.
Deposit via M-Pesa, card or bank transfer to top up your MAA PAY balance.
Transfer to contacts, pay bills, or plug into our API to accept payments.
Integrate MAA PAY checkout into your website in minutes with our REST API, sandbox keys, and instant callbacks.